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Belle Maison Realty - Mortgage Calculators
  1. Home Loan Calculator

    The Home Loan Calculator helps you analyze auto loans. How much can you borrow for how long at what interest rate? Click here for (help) with the Home Loan Calculator.

  2. Rent or Buy Calculator

    The Rent or Buy Calculator allows you to estimate the costs of owning a home vs. the costs of renting. Click here for (help) with the Rent or Buy Calculator.

  3. Mortgage Refinance Calulator

    The Mortgage Refinance Calculator will help you determine whether refinancing your loan for a lower interest rate is a wise decision for you. While a lower interest rate will mean lower monthly payments and less total interest, a refinance will also mean paying closing costs and, in some cases, points. If the monthly savings exceeds these closing costs, refinancing is a good option. Click here for (help) with the Mortgage Refinance Calculator.

  4. Biweekly Calculator

    The Biweekly Loan Calculator helps you analyze a monthly loan payment compared with a biweekly loan payment. Click here for (help) on the Biweekly Loan Calculator.

  5. Mortgage Points Calculator

    The Mortgage Points Calculator will help you determine whether or not paying for points is the best option for you. Points are sometimes referred to as loan discount points. Points are prepaid interest on your loan. Usually, home buyers will pay points to lower the interest rate and save on taxes, since points are usually tax deductible as interest. You may want to follow the rule of thumb that says that the longer you intend to keep the loan, the more points you should consider paying. Click here for (help) on the Mortgage Points Calculator.

  6. Mortgage Home Affordability Calculator

    The Mortgage Home Affordability calculator helps you determine your maximum affordable home price based on monthly income, debts, interest rates and the length of your loan. Click here for (help) with the Mortgage Home Affordability calculator.

  7. Fixed vs. Adjustable Calculator

    The Fixed vs. Adjustable calculator will help you determine whether you should choose an fixed rate loan or an adjustable rate loan. The interest rate for a fixed rate loan stays the same for the life of the loan. But with an adjustable rate mortgage (ARM), the interest rate fluctuates periodically based on an index like the U.S. Treasury Security Yields (1 Year T Bill), the Cost of Funds Index (COFI) and the London Inter-Bank Offer Rate (LIBOR). Click here for (help) with the Fixed vs. Adjustable Calculator.


  8. Mortgage Down Payment Comparaison Calculator

    The Mortgage Down Payment Comparison Calculator helps you compare the benefits of different down payment options. For example, if you have high savings rate, you may want to make a lower down payment and keep the rest of your money in the bank collecting interest. For most home buyers it makes sense to make a higher down payment because it will result in lower monthly payments and less interest paid on the loan. Click here for (help) with the Mortgage Down Payment Comparaison Calculator.


  9. Home Equity Calculator

    The Home Equity Calculator helps you determine how much money you can borrow using the equity in your house as collateral. You can also compare a home equity loan against a home equity line of credit. Click here for (help) with the Home Equity Calculator.


  10. Real Estate Commmission Calculator

    The Real Estate Commmission Calculator helps you determine how much commission you will pay to your realtor if you pay a standard commission vs. a discounted commission. Click here for (help) with the Real Estate Commission Calculator.


  11. Real Estate ROI Calculator

    The Real Estate ROI Calculator helps you determine how much your investment in a property will appreaciate based on a number of factors. Click here for (help) with the Real Estate ROI Calculator.

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