- Home Loan Calculator
The Home Loan Calculator helps you analyze home loans. How much can you borrow for how long at what interest rate?
- Rent or Buy Calculator
The Rent or Buy Calculator allows you to estimate the costs of owning a home vs. the costs of renting.
- Mortgage Refinance Calculator
The Mortgage Refinance Calculator will help you determine whether refinancing your loan for a lower interest rate is a wise decision for you. While a lower interest rate will mean lower monthly payments and less total interest, a refinance will also mean paying closing costs and, in some cases, points. If the monthly savings exceeds these closing costs, refinancing is a good option.
- Biweekly Calculator
The Biweekly Loan Calculator helps you analyze a monthly loan payment compared with a biweekly loan payment.
- Mortgage Points Calculator
The Mortgage Points Calculator will help you determine whether or not paying for points is the best option for you. Points are sometimes referred to as loan discount points. Points are prepaid interest on your loan. Usually, home buyers will pay points to lower the interest rate and save on taxes, since points are usually tax deductible as interest. You may want to follow the rule of thumb that says that the longer you intend to keep the loan, the more points you should consider paying.
- Mortgage Home Affordability Calculator
The Mortgage Home Affordability calculator helps you determine your maximum affordable home price based on monthly income, debts, interest rates and the length of your loan.
- Fixed vs. Adjustable Calculator
The Fixed vs. Adjustable calculator will help you determine whether you should choose an fixed rate loan or an adjustable rate loan. The interest rate for a fixed rate loan stays the same for the life of the loan. But with an adjustable rate mortgage (ARM), the interest rate fluctuates periodically based on an index like the U.S. Treasury Security Yields (1 Year T Bill), the Cost of Funds Index (COFI) and the London Inter-Bank Offer Rate (LIBOR).
- Mortgage Down Payment Comparison Calculator
The Mortgage Down Payment Comparison Calculator helps you compare the benefits of different down payment options. For example, if you have high savings rate, you may want to make a lower down payment and keep the rest of your money in the bank collecting interest. For most home buyers it makes sense to make a higher down payment because it will result in lower monthly payments and less interest paid on the loan.
- Home Equity Calculator
The Home Equity Calculator helps you determine how much money you can borrow using the equity in your house as collateral. You can also compare a home equity loan against a home equity line of credit.
- Real Estate Commission Calculator
The Real Estate Commission Calculator helps you determine how much commission you will pay to your realtor if you pay a standard commission vs. a discounted commission.
- Real Estate ROI Calculator
The Real Estate ROI Calculator helps you determine how much your investment in a property will appreciated based on a number of factors.